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Sunday, July 19, 2020 | History

2 edition of interaction of partial public insurance programs and residual private insurance markets found in the catalog.

interaction of partial public insurance programs and residual private insurance markets

Amy Finkelstein

interaction of partial public insurance programs and residual private insurance markets

evidence from the U.S. Medicare program

by Amy Finkelstein

  • 299 Want to read
  • 38 Currently reading

Published by National Bureau of Economic Research in Cambridge, MA .
Written in English

    Subjects:
  • Insurance, Government.,
  • Insurance, Government -- United States.,
  • Social security.,
  • Insurance -- Rates.,
  • Medicare.,
  • Medigap.

  • Edition Notes

    StatementAmy Finkelstein.
    SeriesNBER working paper series -- no. 9031, Working paper series (National Bureau of Economic Research) -- working paper no. 9031.
    ContributionsNational Bureau of Economic Research.
    The Physical Object
    Pagination40 p. :
    Number of Pages40
    ID Numbers
    Open LibraryOL22439716M

    The main options for financing health care (ranged along a continuum from private to public) are as follows: 1. private payment (out of pocket), including partial private payment, that is, co-payments (coinsurance or deductibles) (coinsurance means the consumer paying a proportion of the cost, e.g., 20%; a deductible means the consumer paying a.   Premiums for private health insurance, which are high and rising, are affected by various federal subsidies and regulations. In , the federal government will subsidize most premiums, at a cost of roughly $ billion.

    insurance markets (i.e., there is more new rent to extract in these markets), (ii) greater bargaining (or market) power of insurers in these markets, or both. Returning to the data, I find no support for (i): conditional on the same profit shock, firms in markets with fewer insurance carriers are more likely to switch carriers, suggesting switching. The National Association of Mutual Insurance Companies 3 supply of private insurance coverage for catastrophes, such as rate regulation and residual markets, other exogenous factors, such as population growth, property development, and building code changes, are also considered.

      The use of private firms to create the numerous “community insurance option” programs will probably add to the total administrative cost of setting up the “option” program, but those additional costs pale in comparison to the higher administrative costs created by the need to build the “option” program on a retail basis, that is. -more businesses not offering health insurance because of high premiums-low income people doubly hit by rising premium costs and lack of employer subsidies 2.) shift from manufacturing to service economy -more people working lower paying jobs without fringe benefits-less people buying private insurance-sort of balanced by public insurance program s.


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Interaction of partial public insurance programs and residual private insurance markets by Amy Finkelstein Download PDF EPUB FB2

Partial public insurance programs in markets with adverse selection: existing theory. Existing models of asymmetric information yield ambiguous predictions for the impact of the public insurance program on insurance coverage for risks not covered by the public by: Get this from a library.

The interaction of partial public insurance programs and residual private insurance markets: evidence from the U.S. Medicare program. [Amy Finkelstein; National Bureau of Economic Research.]. The interaction of partial public insurance programs and residual private insurance markets: evidence from the US Medicare program.

Finkelstein A(1). Author information: (1)Harvard University and National Bureau of Economic Research, Massachusetts Ave, 3rd Floor, Cambridge, MAUSA. [email protected] by: predictions—in either direction—for the effect that partial public insurance programs will have on total insurance coverage.

This paper focuses primarily on the interaction of a partial public insurance program with a residual private insurance market when the private. Published: Finkelstein, Amy. "The Interaction of Partial Public Insurance Programs and Residual Private Insurance Markets: Evidence from the U.S.

Medicare Program." Journal of Health Econom 1 (): citation courtesy of. Users who downloaded this paper also downloaded* these:Cited by: 4. Finkelstein, Amy, "The interaction of partial public insurance programs and residual private insurance markets: evidence from the US Medicare program," Journal of Health Economics, Elsevier, vol.

23(1), pagesJanuary. The interaction of partial public insurance programs and residual private insurance markets: evidence from the US Medicare program. By Amy Finkelstein.

Cite. BibTex; Full citation Publisher: Elsevier BV. Year: DOI. BibTeX @ARTICLE{Finkelstein04theinteraction, author = {Amy Finkelstein and Lakshmi Iyer and Paras Mehta and Sendhil Mullainathan and Ben Olken and Jim Poterba and Sarah Reber and Amy Finkelstein and Amy Finkelstein}, title = {The interaction of partial public insurance programs and residual private insurance markets: evidence from the US Medicare program}, journal = {Journal of Health.

The interaction of partial public insurance programs and residual private insurance markets: evidence from the US Medicare program. By and Amy FinkelsteinLakshmi Iyer, Paras Mehta, Sendhil Mullainathan, Ben Olken, Jim Poterba, Sarah Reber and Amy Finkelstein and Amy Finkelstein.

Residual Market — insurance market systems for various lines of coverage (most often workers compensation, personal automobile liability, and property insurance). They serve as a coverage source of last resort for firms and individuals who have been rejected by voluntary market insurers.

Get this from a library. The interaction of partial public insurance programs and residual private insurance markets: evidence from the U.S. Medicare program. [Amy Finkelstein]. As America debates the merits of government-provided health insurance, it is important to note that the U.S.

government is already the largest insurance provider in the world. For decades, it has used taxpayer funds to support the world's largest health care insurance programs (Medicare and Medicaid) as well as the biggest pension and disability insurance system (Social Security).

Title(s): The interaction of partial public insurance programs and residual private insurance markets: evidence from the U.S. Medicare program/ Amy Finkelstein.

Country of Publication: United States Publisher: Cambridge, MA: National Bureau of Economic Research, c The interaction of partial public insurance programs and residual private insurance markets: evidence from the US Medicare program Journal of Health Economics,23, (1), View citations (18) See also Working Paper () Selection Effects in.

The Interaction of Partial Public Insurance Programs and Residual Private Insurance Markets: Evidence from the US Medicare Program Journal of Health Economics, 23(1): The Effect of Tax Subsides to Employer-Provided Supplementary Health Insurance: Evidence from Canada Journal of Public Economics 84(3): The National Association of Insurance Commissioners (NAIC) is the state-based standard-setting organization governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S.

territories. Many different programs are in place across the United States provide insurance to high-risk policyholders who may have difficulty obtaining coverage from the standard market.

So called residual, shared or involuntary market programs make basic insurance coverage more readily available. Today, property insurance from the residual market is provided by Fair Access to Insurance Requirements. w The Interaction of Partial Public Insurance Programs and Residual Private Insurance Markets: Evidence from the U.S.

Medicare Program: Cutler, Finkelstein, and McGarry: w Preference Heterogeneity and Insurance Markets: Explaining a Puzzle of Insurance. Abstract. We show that the provision of even incomplete public insurance can substantially crowd out private insurance demand. We examine the interaction of the public Medicaid program with the private market for long-term care insurance and estimate that Medicaid can explain the lack of private insurance purchases for at least two-thirds and as much as 90 percent of the.

Public health insurance is insurance that is subsidized or paid for entirely by public (government) funds. Private health insurance is paid for in part or entirely by the individuals being covered. Several different public options are available in. private health insurance market operations and, in particular, the nature of the interaction between private health insurance markets and government health care regulations.

One way to gain this perspective is to evaluate the role of the private health insurance market in countries outside the U.S. The role of the government in. Many other types of public insurance programs also provide incomplete insurance. Around the world, defined benefit Social Security systems provide only partial annuitization for the elderly.

Public disability insurance in both the US and Canada provides only limited insurance against lost wages and increased medical costs.The Interaction of Partial Public Insurance Programs and Residual Private Insurance Markets: Evidence from the U.S.

Medicare Program NBER Working Paper No. w Number of pages: 42 Posted: 27 Jun Last Revised: 28 Oct